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Legal Statement: Terms and Conditions of Use
PHL Variable Insurance Company, a member of The Phoenix Companies, Inc., (collectively, Phoenix) is now acting as administrative agent of Reassure America Life Insurance Company Variable Products.  By using this site, you agree to the following terms:
Information on This Web Site
The information contained on this site does not constitute an offer or solicitation for the sale of any security, insurance product or any other product or service by Phoenix. Content is provided for informational purposes and should not be construed as a substitute for legal or financial advice from a professional advisor.
Restrictions on Use
Your use of the materials on this site, including content, documents, products, software, graphics and text, and all software, design, programming techniques and documentation used to operate and support the site, is subject to these terms. You may download material displayed on this site to your personal computer and you may print one copy of the information contained on this site solely for your own personal use provided you do not remove any copyright, trademark or other proprietary notices contained on the materials. Except as authorized in writing by Phoenix, no materials from this site or any Web site owned, operated, licensed or controlled by Phoenix may be copied, reproduced, duplicated, republished, uploaded, posted, transmitted, hyperlinked or distributed in any way.
Privacy Policy
PHL Variable Insurance Company, as administrative agent for Reassure America Life Insurance Company Variable Products is firmly committed to maintaining the privacy of all visitors to this site. For more information, see our Privacy Policy
Modification of This Site and Materials
Phoenix may, at any time and for any reason, stop making this site available and/or remove and discard any materials within it. Further, Phoenix shall not be liable to you or any third party for any modification, suspension or discontinuance of the site.
Phoenix's Proprietary Rights
All rights, title and interests in and to the site and its materials, including, but not limited to, all patent rights, copyrights, trade secrets, trademarks, site marks and other inherent proprietary rights, are retained by Phoenix or its licensors. Except as expressly authorized by Phoenix herein, you agree not to make, copy, display, modify, rent, lease, license, loan, sell, distribute or create derivative works of the site or its materials in whole or in part. Any modification of the site or its materials for any purpose is in violation of these terms.
Trademark Information
The Phoenix marks, including, but not limited to, Phoenix Wealth Management, Phoenix, and the double diamond logo marks, are registered trademarks and service marks of Phoenix. Phoenix marks may not be displayed or otherwise used in any manner without the prior written consent of Phoenix Life Insurance Company. All other trademarks not owned by Phoenix that appear on this site are the property of their respective owners.
Disclaimer of Warranties
This site and its materials are provided "as is" and "as available" and without warranties of any kind, either express or implied, including, but not limited to, implied warranties of accuracy, completeness, noninfringement, merchantability and fitness for a particular purpose, including, without limitation, whether any insurance or other product described on the site is appropriate to meet your needs.
Without limitation of the foregoing, Phoenix makes no warranty that (i) the site will meet your requirements; (ii) the site will be uninterrupted, timely, secure, or error-free; (iii) the results that may be obtained from use of the site will be accurate or reliable; (iv) the quality of any products, sites, information, or other material obtained by you through the site will meet your expectations; or (v) any errors in the site will be corrected.
Any material viewed, downloaded or otherwise obtained through the use of the site is done solely at your own discretion and risk, and you will be solely responsible for any damage to your computer system or loss of data that results from the viewing or download of any such material.
No information provided to you through this site shall be the basis for any warranty between you and Phoenix.
Limitations of Liability
Phoenix and its officers, directors, employees, consultants and contractors shall not be liable for any damages, losses, costs or injuries suffered as a result of or in relation to this site or its materials, your use of either of the foregoing, or your breach of these terms or restrictions. In no event shall Phoenix be liable for any indirect, punitive, special, incidental, or consequential damages (including, without limitation, loss of sales, business, revenue, profit, use, data or other economic advantage), however it arises, whether for breach of contract or in tort, even if Phoenix has been advised of the possibility of such damages. In no event shall Phoenix be liable to you for damages greater than $50 in aggregate.
Indemnification
You shall indemnify, defend and hold Phoenix harmless from and against all claims, actions, liabilities, damages, losses, debts, costs and expenses, including, without limitation, reasonable attorneys' fees, arising out of or relating to (i) your use or modification of this site or its materials; (ii) any information content or materials submitted or provided by you; or (iii) your breach of any of these terms or restrictions.
General Information
You also may be subject to additional terms and conditions that may apply when you use third-party content or third-party software. These terms and the relationship between you and Phoenix shall be governed by the laws of the State of Connecticut and controlling United States federal law without regard to conflict of law provisions. The failure of Phoenix to exercise or enforce any right or provision of these terms shall not constitute a waiver of such right or provision. If any provision of these terms is found by a court of competent jurisdiction to be invalid, the parties nevertheless agree that the court should endeavor to give effect to the parties' intentions as reflected in the provision, and that the other provisions of these terms shall remain in full force and effect.
The section titles included in this statement are for convenience only and have no legal or contractual effect.
Changes to Terms
Phoenix reserves the right, in its sole discretion at any time, to change, modify, add to or delete portions of these terms. You are bound by any such revisions and should periodically visit this page to review the most recent terms. Your continuing use of this site following the posting of any such changes, modifications, additions or deletions shall constitute your acceptance of and assent to the same.